There are many factors that come into play when your rate is being calculated. And one of them is the total mileage you clock annually. So what can does of us looking for cheap insurance for cars do to ensure that they save without putting themselves or loved ones at risk…

Take active steps to reduce your total mileage. You can do this in a number of ways…

1. Drive only when it’s very necessary that you drive. If you will be ok with the mass transit, then use it. This is especially true for those who live in cities with very cheap and efficient mass transit systems.

2. Join a car pool. It’s a very creative way to reduce your mileage and still get to avoid the mass transit if you’re NOT to happy with it.

3. It helps to jug to the neighborhood store sometimes. There are folks who virtually drive everywhere. If they have to visit a friend 500 meters away, they drive. Apart from the fact that this isn’t the best for your health, it does affect your premium too. So now you have one more reason to stay fit.