With so many people trying to stay in work and looking for jobs, things are getting harder to manage as time is going on.  Families have to make cut backs to survive and save where they can in case they lose their job.  I had heard there is help you could get even when you are working.   I rang up my local job centre and asked them do i qualify for working tax credit and they told me it sounded as if i would as my Husband is out of work and i only can get part-time hours.  I went down and filled a form out and waited.  I actually got other help too with costs of prescriptions and various things i didn’t know i could get.  If you do not know about the help, it wont come and get offered to you!  Some people think as they work, they would not be able to apply but just in case you are missing out on a benefit, it is worth speaking to the local benefit office to see